3 Credit HoursInsurance Products
Annuity Suitability & Best Interest Standards
Mandatory annuity training covering NAIC Model #275 best interest standards, adopted in 40+ states. Covers suitability obligations, consumer profiling, product comparison methodology, documentation requirements, supervision duties, and enforcement actions.
Topics Covered
- NAIC Model #275 best interest standard
- Consumer profiling and needs assessment
- Fixed, variable, indexed, and hybrid annuity comparison
- Suitability documentation and safe harbor provisions
- Supervision and compliance management systems
- Replacement transactions and exchange standards
- Senior-specific suitability considerations
- State adoption status and enforcement trends
Exam Requirements
Review Questions
9
Throughout the course material
Final Exam Questions
15
Multiple choice, 4 options each
Passing Score
70%
Minimum requirement
Time Limit
1 Year
Self-paced from enrollment
Certificate of Completion
Upon passing the final exam, you will receive a certificate including all required fields:
- Provider name
- Program name
- Program number (upon approval)
- Program dates
- Credit hours awarded
- Instructor signature
- Your name
- Unique certificate number