3 Credit HoursFinancial Planning
Retirement Income Planning & Annuity Suitability
Navigate retirement income strategies from Social Security optimization to annuity suitability. Covers NAIC Model #275 best interest standards, SECURE Act 2.0, tax treatment of distributions, and behavioral finance insights for retirement planning.
Topics Covered
- Longevity risk and retirement income gaps
- Social Security optimization strategies
- Annuity types: fixed, variable, indexed, and hybrid
- NAIC suitability standards and best interest obligations
- Tax treatment of retirement distributions
- Required minimum distributions and SECURE Act 2.0
- Behavioral finance in retirement decisions
- Building a compliant retirement income plan
Exam Requirements
Review Questions
9
Throughout the course material
Final Exam Questions
15
Multiple choice, 4 options each
Passing Score
70%
Minimum requirement
Time Limit
1 Year
Self-paced from enrollment
Certificate of Completion
Upon passing the final exam, you will receive a certificate including all required fields:
- Provider name
- Program name
- Program number (upon approval)
- Program dates
- Credit hours awarded
- Instructor signature
- Your name
- Unique certificate number